Fannie Mae and Freddie Mac—the two government-sponsored enterprises (GSEs) at the heart of America’s housing finance system—have been under government conservatorship since the 2008 financial crisis. Their current structure allows…

For those who have served our country, the VA loan stands as one of the most powerful home financing tools available. Backed by the U.S. Department of Veterans Affairs, VA…

Buying a home is one of the biggest financial steps most people will take in their lifetime—but what happens if you don’t have a large amount of money saved for…

When you think about buying a home, you probably picture a traditional single-family house or maybe a condo. But in today’s high-cost housing markets—like Southern California and many other parts…

Buying a home is exciting—but it can also feel overwhelming. There are so many steps, terms, and decisions along the way that it’s hard to know where to start.This Homebuyer…

Thinking about buying a home in the next 6 to 12 months? That’s great! The best time to prepare isn’t when you’re ready to move—it’s now. Whether you’re a first-time…

If you're thinking about buying a home but wondering if you should “wait for rates to drop” or “see if prices come down,” you’re not alone. It’s a common mindset…

Buying your first home is a huge milestone—but it’s easy to make costly mistakes if you’re not prepared. As a mortgage loan officer, I see the same few errors over…

In a high-rate market, buyers are looking for every possible advantage to make homeownership more affordable. While you can’t control the Fed, you can explore smart strategies to lower your…

Key Highlights Nonfarm payroll employment rose by just 73,000 jobs in July, well below forecasts of roughly 110,000. That’s the slowest monthly gain in nearly five years.May and June job…